UrClimate Score
For Insurance Companies
UrClimate Score provides high-resolution, scientifically validated climate-hazard indices that allow insurers to understand and price physical risks with unmatched accuracy. By combining ERA5 re-analysis data with WRF downscaling up to 1 km resolution, UrClimate Score quantifies the frequency and severity of hazards such as hail, storm, flood, lightning, drought, snow load, and landslide—enabling precise underwriting, portfolio-wide risk segmentation, and climate-aligned premium modelling.
Insurers use UrClimate Score to reduce loss uncertainty, strengthen reinsurance negotiations, and build forward-looking products aligned with increasing climate volatility.
For Asset Owners & Infrastructure Investors
UrClimate Score translates climate and meteorological hazards into location-specific, comparable risk scores that help investors safeguard asset value and plan resilient capital allocation. With 11 hazard layers delivered through geospatially indexed datasets, investors gain a clear view of long-term exposure at parcel-level detail. This enables more accurate site selection, risk-adjusted return modelling, OPEX/CAPEX planning, and compliance with sustainability frameworks (TCFD/TSRS).
UrClimate Score empowers asset owners to anticipate climate-driven disruptions, protect revenue, and make data-driven investment decisions with confidence.

